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Home Finance Company abbreviated as HFC is a commercial bank based in West Africa. It was founded in the year of 1990 as a Shell organization within the Merchant Bank based in Ghana. The banking and financial institution deals with the business transactions to minimize the financial risks of various business at its primary Stage and became a publicly traded organization in 1994. Home Finance Company (HFC) offers a wide spectrum of banking and financial solutions which includes mortgage banking, investment banking, commercial banking, micro-finance operations, private equity, real estate services, and venture capital fund management services to address the financial needs of large number of businesses ranging from basic requirements to the most complex requirements. The bank established the first Collective Investment Scheme “Unit Trust” in Ghana, West Africa in 1991 and currently manages four collective investment schemes namely HFC Unit Trust, HFC REIT, HFC Equity Trust, and HFC Future Plan which targets various sectors of the economy. Home Finance Company (HFC) began trading on the Ghana Stock Exchange (GSE) under the ticker symbol “HFC” in the year of 1995 and introduced its first corporate bonds on the Exchange in September 1996. As per the reports of December 2003, the bank is owned and operated by various corporate entities and individuals namely, the Social Security and National Insurance Trust (SSNIT), Union Bank of Nigeria Plc, Ghana Union Assurance Company Limited, State Insurance Company of Ghana, Financial Investment Trust, HFC Unit Trust and many others. Home Finance Company (HFC) has been issued a universal banking license by the Bank of Ghana (BOG), the national banking regulator on 17 November, 2003. It operates numerous extensions across the nation to serve the people with its vast range of banking solutions. The organization owns its headquarters at No. 35, Sixth Avenue, North Ridge, P. O. Box CT 4603, Cantonments, Accra in Ghana, West Africa.