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Blue Cross Blue Shield is abbreviated as BCBS, is a union of thirty seven Independent Health insurance companies and organizations in the United States. It was established in the year of 1929 by the efforts of Justin Ford Kimball. The organization provides health insurance services for the families, health communities by serving the Traditional, HMO, PPO, and CDHP plans that are designed to meet the health needs of the people. Blue Cross Blue Shield offers several governmental health programs that includes Veterans Health Administration, Federal Employees Health Benefits Program, Medicare, Program of All-Inclusive Care for the Elderly (PACE), State Children's Health Insurance Program (CHIP), Prescription Assistance (SPAP) and many more. It provides disability coverages along with the Behavioral health and specialty pharmacy, Utilized Health Management Program, Dental and vision protection. The organization operates its services in various regions of United States such as Kentucky, Colorado, Connecticut, Virginia, New Hampshire, Wisconsin, Ohio and many other countries. The head office of Blue Cross Blue Shield Association is located in Michigan Plaza, Chicago, Illinois, United States. Its objective is to provide the quality health care services to the people for healthy life in the community. The agency is owned by the policyholder. It received various awards for the Health Care Management, Federal Employee Program and Human Resources programs. The registered candidate became the affiliated member for paying bill and has been provided with the access for various health care plans under the association blue cross blue shield.